Saturday, 30 May 2020

Movie review: Banking on Africa: The Bitcoin Revolution, dir Tamarin Gerriety (2020)

This documentary, which I saw on Amazon Prime,  is short – significantly less than an hour long – and I had the same reservations about it as another reviewer. On Cointelegraph, Jack Martin writes about the use of backgrounding – explanations of Bitcoin and other cryptocurrencies – which are interspersed in the film with segments explaining how such containers of value are used in Africa. He writes:
To be fair, the film achieves this balance well, but leaves me wanting to discover more of the individual projects which are changing Africa for the better. Yes, the [printed] report has such information, but a majority of viewers probably won’t even realize that report exists.
The report he talks about (“The State of Cryptocurrency in Africa”) was given out by a sponsor of the documentary, a company called Luno which, writes Martin, “has a strong presence in Africa, having originally headquartered in Cape Town.” Cointelegraph’s reviewer was glad to see, however, that Luno didn’t feature in the movie. Watching from Australia, I was unaware of the company’s involvement until I read Martin’s article. If I hadn’t done so, I would’ve remained ignorant of a key facet of the movie.

Nevertheless, it is interesting on its own merits not only because it shows why, in a place such as Africa – excuse me while I stuff the whole vast continent into one short name – cryptocurrencies might actually be useful because infrastructure – banks, for example – might be unable to cope with the demands consumers place on it. For a start, people might not pay their bills on time, or even at all. But if a power company asks to receive payment in advance of electricity consumption, a family or an institution – such as a school (the example used in the film) – might not have the wherewithal to pay, in which case they simply go without. How about setting up a website to enable a person living in a European country to send money to pay for the electricity consumption of a school in South Africa or Botswana? This is what Uziso, a South African organisation, has done. It has even sourced special equipment that can be installed at the site where power is to be used.

A cryptocurrency’s ability of to be something other than a vehicle for speculation is explained, though I wasn’t thereby automatically swayed in its favour. The film also tries to go into detail about the mechanics of cryptocurrencies, but rather than becoming too abstract I felt, again, that the information delivered was too little; I didn’t learn much that I hadn’t already heard from other sources.

Like Martin, I wanted more information about how cryptocurrencies are actually being used in Africa, but such information requires time and effort to gather and, therefore, money. This movie is a good first draft, but a longer work is needed to deliver what is promised by the title.

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